Westland Foreclosure Project

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Eligibility Criteria

Westland residents that meet the following requirements:

  • Documentation of loss of income due to the COVID-19 pandemic or associated Executive Orders
  • Documentation of current mortgage document
  • Documentation of unpaid mortgage (eligible back to April 1, 2020)
  • Income that does not exceed HUD established income limits
  • Liquid assets do not exceed $15,000
  • Property taxes for assisted address must be current, or application is complete with Wayne County Treasurer’s Office for exemption and/or payment plan.

Program Guidelines

The Coronavirus Aid, Relief, and Economic Security Act (CARES Act) provides much needed assistance to the American people as the country works diligently to combat COVID-19.

HUD allocated Community Development Block Grant Coronavirus (CDBG-CV) funds to the City of Westland to fund COVID-19 relief activities. The City of Westland Included in the HUD CDBG-CV Eligible Activities to Support Coronavirus and Other Infectious Disease is a provision to provide mortgage foreclosure counseling for low and moderate-income persons that have lost income directly related to COVID-19.

The City of Westland has established the Westland Resident Homeless Prevention Fund, a program to assist vulnerable Westland residents with short-term rent or mortgage assistance in order to mitigate the impacts of revenue Losses caused by the COVID-19 pandemic and associated Executive Orders.

Program Details

City of Westland has contracted with National Faith Homebuyers to provide mortgage foreclosure and pre-foreclosure counseling.

Counseling is intended to assist clients with avoiding mortgage foreclosure.

Eligible low-moderate income applicants must demonstrate the following:

  • Loss of income related to COVID-19 pandemic or associated Executive Orders
  • Current mortgage unpaid charges (eligible back to April 1, 2020)
  • Current mortgage document
  • Income that does not exceed HUD established income limits
  • Liquid assets do not exceed $15,000 (based on Homebuyer Assistance Program)
  • Proof that property taxes are paid current, or application is complete with Wayne County Treasurer’s Office for exemption and/or payment plan.

Application Process

  • Applicants must complete the application and provide supporting documents.
  • Application may be obtained at www.nationalfaith.org or by calling 678-553-3772.
  • Applications may be submitted until designated grant funds are disbursed or the City of Westland determines that grant funds are no longer necessary.
Request Information about the Westland Foreclosure Project

Request Information about the Westland Foreclosure Project

 

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