City of Detroit Down Payment Assistance
Down Payment Assistance helps homebuyers overcome the upfront costs of purchasing a home. The City of Detroit's program provides eligible buyers with financial support that can be used toward the down payment or approved closing costs, making homeownership more achievable for households that meet income and asset limits. This assistance helps reduce barriers and supports stable, long-term homeownership in the community. The City of Detroit’s Down Payment Assistance Program is funded with $9 million from the Community Development Block Grant (CDBG) and Community Development Block Grant Disaster Relief (CDBG-DR) funds.> Click here to learn more about the Detroit program Eligible closing costs include prepaid taxes, interest, lender’s points, application processing fees, credit report fees, title insurance, appraisal, mortgage survey, cost estimates, safety testing, private mortgage insurance, lump-sum processing, and various loan, broker, recording, and legal fees.Excluded closing cost examples (not inclusive) include homeowner’s insurance and real estate commissions.
Maximum DPA (up to)
$25,000
Down Payment Assistance Requirements
- Residents who have lived in the city of Detroit for the past 12 months
- Residents who have not owned a home for the past three years
- Your application will be prioritized if you were impacted by the August 2023 flooding in the City of Detroit. Documentation needed by residents impacted by the flooding are a copy of your FEMA claim or DWSD claim.
2025 Income Limits
Household Size
Household Income
1 Person
$56,600
2 Person
$64,650
3 Person
$72,750
4 Person
$80,800
5 Person
$87,300
6 Person
$93,750
7 Person
$100,200
8 Person
$106,700
